Most people arrive here with the same handful of questions about how an independent brokerage actually works. Here they are, answered plainly. If yours is not here, call (832) 413-5019 and ask.
No. We are an independent brokerage. We do not underwrite policies — we place them with licensed carriers and then stay in the middle for the life of the policy. When something goes wrong, you call us, not an 800 number.
You. We are paid a commission by whichever carrier writes the policy, which is standard across the industry, but we are not tied to any one of them. We have nothing to gain by steering you somewhere that does not fit, and we will tell you when the policy you already have is the one to keep.
We help clients explore coverage across a broad network of insurance markets. Tell us where you live, own property, or do business, and we will confirm availability and who will handle your request. Options vary by state, carrier, and coverage type.
You will have a direct contact for your insurance questions. We will make clear who is handling your request and help coordinate the next steps, whether you need coverage in one state or several.
Home, auto, landlord and dwelling fire, boat, motorcycle, golf cart, umbrella, life and business coverage. The full list, and what each one actually covers, is on Coverage We Write.
We can review your situation and help you explore available alternatives. Share your renewal notice, timing, and property details with us. Options depend on your location, property, and the carriers currently writing coverage.
No. Plenty of clients start with one policy. If bundling makes sense later we will say so, and if it does not we will not push it.
The property address, a copy of your current declarations page if you have one, and the names and dates of birth of anyone on the policy. If you do not have the dec page, we can usually work from less.
ID cards and certificates are in Client Center, and you can sign in from the link in the navigation. If it is faster to just ask, call or email and we will send them.
Yes. We're a licensed independent insurance brokerage. We help you compare options and understand your coverage, with a real person to guide you along the way. You'll find our licensing details in the footer.
Ask it directly. You do not need the right terminology or your paperwork in order.
Get in touchIndependent insurance guidance for your home, your business, and your life across state lines.